Just preparing to push off the dock? Or ready for the next leg of your journey? Bay Gulf has all hands on deck to handle the business loan needs in Tampa for new and existing businesses, including sole proprietorships, LLCs, corporations, and partnerships. We are an approved Small Business Administration (SBA) lender so that we may provide you with flexible, affordable solutions for all your business loan and commercial loan needs.

 

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Small Business Administration (SBA) Loans

• guaranteed by the U.S. Small Business Administration
• longer terms and lower down payments than many other financing options
• two loan types to choose from, depending upon your needs 

 

Small Business Loans - SBA 7(1) Loan

Purpose: for nearly all types of small business loans, such as commercial real estate, construction or renovation for owner-users, business acquisition and start-up, franchise refinancing, refinancing for existing business loan debt, equipment purchases, working capital, and inventory

  

Loan amounts:  $150,000 to $2 million

  

Down payment:  as little as 10%

  

Terms:  up to 25 year amortizations 

  

 

Small Business Loans - SBA 504 Loan

Purpose: for large loan amounts including bigger real estate purchases or construction projects

  

Down payment:  as little as 10%

  

Terms: up to 30 year amortizations

 

 

Bay Gulf's commercial loans are ideal for any small business, offering standard commercial loans, vehicle business loans, and even business loans for real estate.  Call Bay Gulf, your Tampa, Florida credit union, at 813.932.1301 to consult with a Business Services advisor, or apply for a loan now.