Just preparing to push off the dock? Or ready for the next leg of your journey? Bay Gulf has all hands on deck to handle the business loan needs for new and existing sole proprietorships, LLCs, corporations, and business partnerships in the Tampa Bay area including Land O' Lakes, Brandon, and St. Petersburg.

 

We are an approved SBA (Small Business Administration) lender so that we may provide you with flexible, affordable solutions for all of your business loan and commercial loan needs. Bay Gulf's SBA loans are guaranteed by the U.S. Small Business Administration, offer longer terms and lower down payments than many other financing options, and include two business loan types to choose from, depending upon your needs.

 

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Small Business Loans - SBA 7(1) Loans

Purpose: for nearly all types of small business loans, such as commercial real estate, construction or renovation for owner-users, business acquisition and start-up, franchise refinancing, refinancing for existing business loan debt, equipment purchases, working capital, and inventory

• Loan amounts:  $150,000 to $2 million
• Down payment:  as little as 10%

• Terms:  up to 25 year amortizations 

 

Small Business Loans - SBA 504 Loans

Purpose: for large business loan amounts including bigger real estate purchases or construction projects

• Down payment:  as little as 10%

• Terms: up to 30 year amortizations

   

Bay Gulf's SBA business loans are ideal for any small business, offering standard commercial loans, business vehicle loans, and even business loans for real estate. Call Bay Gulf, your Tampa Bay area credit union, at 813.932.1301 to consult with a Business Services Advisor or apply for a loan online now.