All of Bay Gulf's recreational loans are designed to meet your needs, no matter which point of call is next on your itinerary. All of our loans are simple interest loans with no prepayment penalties and competitive rates.
Put any loan payment on automatic pilot with payroll deduction, recurring electronic transfers or make payments any time using PC Acce$$ online or by calling Express Teller at 813.932-1301 or 800.ASK.TELR.
Apply online today, call us at 813.932.1301, or sail in to any Bay Gulf Credit Union location.
Recreational Vehicle Loans
Buy or refi boats, motor homes, motorcycles, Harley Davidson's, jet skis, mobile homes, and more. Finance up to 90% of the purchase price on new vehicles, or 90% of the appraised or book value on used.
Weather any storm by protecting your car and yourself against loss with low-cost plans that can be added to your monthly loan payment. To purchase coverage, call us at 813.932.1301 or 800.275.4229 or sail in to any location.
- Car, Motorcycle, RV or Watercraft Insurance -- Receive personalized insurance services from a licensed representative, who will provide insurance solutions to minimize your risk, and will work hard to save you money. Click here to get a no-obligation quote from Members Mutual of Florida for full protection.
- Guaranteed Asset Protection (GAP) -- If your vehicle is lost due to accident or theft and you owe more than the insured value, this program bridges the gap. Click here for more information or to get an instant quote on GAP coverage.
- Mechanical Breakdown Protection -- These plans, also known as extended warranties, enhance or replace your factory warranty to help defray the high cost of repairs. Click here for more information or to get an instant quote.
- Payment Protection -- Credit Life and Credit Disability pay your loan for you in the case of death or continuous disability. Click here for more information or to get an instant quote.
Bay Gulf grants loans in accordance with all applicable federal and state regulations, including the Equal Credit Opportunity Act and Fair Credit Reporting Act, and Board-approved loan policies. All rates, terms, and conditions are subject to change at any time.
Loans granted to members for any purpose, including those for the purpose of purchasing, improving, or repairing a dwelling, are considered without regard to race, religion, color, sex, or national origin.