Personal Banking Loan & Savings Rates
Discover Bay Gulf Credit Union’s competitive Banking, Loan & Savings rates. For current mortgage rates call us at 813.932.1301 option 5.
Click here for Business Loan & Savings Rates.
LOAN RATES Effective 03/15/2010
|
|
SAVINGS RATES Effective 5/24/2010
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| PERSONAL LOANS |
APR *1
|
|
MONEY MARKET |
APR*2
|
APY*3
|
| Auto - new |
4.49%
|
|
less than $999.99 |
0.00% |
0.00% |
| Auto - used |
4.49%
|
|
$1,000.00-$24,999.99 |
.10% |
.10% |
| Rewards American Express |
call 1-800-551-0839
|
|
$25,000-$49,999.99 |
.10% |
.10% |
| Platinum Plus VISA |
call 1-800-551-0839
|
|
$50,000.00-$99,999.99 |
.20% |
.20% |
| MasterCard WorldPoints |
call 1-800-551-0839
|
|
$100,000 or more |
.20% |
.20% |
| Boat - new |
8.49%
|
|
|
|
|
| Boat - used |
8.49%
|
|
MONEY MARKET CERTIFICATES
|
|
RV/motor home - new
|
10.25%
|
|
$2,500 minimum, 5 month term |
.20% |
.20% |
| RV/motor home - used |
10.50%
|
|
|
|
|
| Mobile home - new |
14.20%
|
|
SHARE AND IRA CERTIFICATES
|
| Mobile home - used |
15.20%
|
|
6 month |
.20% |
.20% |
| Motorcycle - new |
7.75%
|
|
12 month |
.40% |
.40% |
| Motorcycle - used |
7.75%
|
|
24 month |
.85% |
.85% |
| Other Secured |
11.74%
|
|
36 month |
.95% |
.95% |
| Personal Line of Credit |
11.74%
|
|
48 month |
1.19% |
1.20% |
| Personal Loan |
11.74%
|
|
60 month |
1.34% |
1.35% |
| Certificate Secured |
certificate rate + 3.50%
|
|
|
|
|
| Share Secured up to 36 months |
share rate + 3.50%
|
|
SHARE SAVINGS ACCOUNTS |
| Share Secured >36 to 60 months |
share rate + 4%
|
|
Primary, $5 or more |
.05% |
.05% |
| |
|
|
Financial Management, $5 or more |
.05% |
.05% |
HOME LOANS & MORTGAGES
|
|
Holiday Club, $5 or more |
.50% |
.50% |
| call for current rates |
813.932.1301, option 5 |
|
IRA Share |
.50% |
.50% |
*1: Annual Percentage Rates on loans are as low as. Rates subject to change. The rate you pay will be based on your credit history.
*2: Annual Percentage Rate.
*3: Annual Percentage Yield.
Any fees could reduce the earnings on the account.
All rates, rights, terms, and conditions are subject to change without notice. Contact the Credit Union for current financing terms.