Need a captain to chart your course? Or just need a compass heading? Whether you're buying or refinancing, Bay Gulf is a preferred auto lender among banks and credit unions in Tampa, Land O' Lakes, Brandon, and St. Petersburg. New and used car loans are offered at attractive rates to Bay Gulf Credit Union members. Get pre-approved, and then sail on over and bank on our auto buying service where you can avoid the negotiation hassle and save time and money too!
Step 1 - Secure your car loan with one of the most preferred credit unions in Tampa, Florida
Get pre-approved for a new or used auto loan so that you know how much you can spend, and conveniently tell the dealer or your auto advisor that you already have financing in place. Apply online today, call us at 813.932.1301 or sail in to any of Bay Gulf Credit Union's Tampa, Florida-area locations, including Land O' Lakes, Brandon, and St. Petersburg.
Step 2 - Find your new or used car (or truck, or SUV)
We have two avenues to get you going...
- Shop Yourself For Pre-Owned Autos - Bay Gulf's relationship with Enterprise Car Sales lets you shop for pre-owned autos yourself. Stop by your local Enterprise Car Sales lot to see a great selection of quality used autos or visit www.cuautodeals.com.
Or, check out Credit Union Remarketing Solutions, a preferred provider for pre-owned autos for sale at wholesale prices. Search online by year, make, or price at www.cursinc.com.
- We'll Locate a New Auto For You - Chris Engle with Auto Advisors is your personal shopper and advocate in finding the new car you want at the best possible price, saving most Bay Gulf members an average of $2000. Call Chris at 727.420.5515 for personalized, appointment-based service.
Step 3 - Put your car loan payment on automatic pilot
Once you've driven off in your new ride, put your new or used car loan payments on automatic pilot with payroll deduction or recurring electronic transfers from your checking account and never miss a payment again. Or, make transfers any time using online banking or by calling Express Teller at 813.932.1301 or 800.275.4229.
Step 4 - Protect your asset with our banking partners
Weather any storm by protecting your car and yourself against loss with low-cost plans that can be added to your monthly car loan payment. To purchase coverage, call us at 813.932.1301 or 800.275.4229 or sail in to any location.
- Car Insurance -- Receive personalized insurance services from a licensed representative, who will provide insurance solutions to minimize your risk, and will work hard to save you money. Click here to get a no-obligation quote from Members Mutual of Florida for full protection.
- Guaranteed Asset Protection (GAP) -- If your car is lost due to accident or theft and you owe more than the vehicle's insured value, this program bridges the gap. Click here for more information or to get an instant quote on GAP coverage.
- Mechanical Breakdown Protection -- These plans, also known as extended warranties, enhance or replace your factory warranty to help defray the high cost of repairs. Click here for more information or to get an instant quote.
- Payment Protection -- Credit Life and Credit Disability pay your loan for you in the case of death or continuous disability. Click here for more information or to get an instant quote.
Discover for yourself why Bay Gulf is a preferred new and used auto loan provider among banks and credit unions in Land O' Lakes, Brandon, and St. Petersburg, and Tampa, Florida.
Bay Gulf Credit Union grants loans in accordance with all applicable federal and state regulations, including the Equal Credit Opportunity Act and Fair Credit Reporting Act, and Board-approved loan policies. All rates, terms, and conditions are subject to change at any time.
Loans granted to members for any purpose, including those for the purpose of purchasing, improving, or repairing a dwelling, are considered without regard to race, religion, color, sex, or national origin.
Important GAP Note: Due to size limitations, only a general summary of the Guaranteed Automobile Protection plan is provided. For detailed information, refer to the Terms & Conditions of the Guaranteed Automobile Protection Service Agreement.
Bay Gulf Credit Union is pleased to offer Mechanical Breakdown Protection through Securian/Allied Solutions Inc., an agent for Mercury Insurance Group. For claims authorization, call 1.800.654.8455. Mechanical Breakdown Protection purchased prior to October 1, 2000 was through Intercontinental Warranty Services, Inc. Claims authorizations for these agreements are available by calling 1.800.333.3028.