Whether you want to buy a houseboat or take a home equity out on a McMansion, Bay Gulf will steer you through all the buoys until you find anchorage. Our variety of Tampa mortgage loans and home equity products and our experienced staff will ensure the journey is as smooth and quick as possible, saving you time and money along the way.
Bay Gulf offers one of the widest varieties of home mortgage and equity programs among credit unions in Tampa. All of our Tampa home loans offer:
- competitive rates
- low closing costs
- no intangible tax charges
- in-house processing and underwriting
- fast closings
- individual, personal service
Scope out our full-service home mortgage options and discover why Bay Gulf is a preferred lender among credit unions in Tampa.
First Time Homebuyer and First Mortgage Programs
Fixed Rate First Mortgages
Adjustable Rate Mortgages
Manufactured/Modular Home Mortgages
Construction Loans
FHA/VA Loans - Coming Soon!
Bay Gulf Credit Union has partnered with CU Members Mortgage to provide you with FHA/VA home financing options. Realizing that a home mortgage is the most important financial decision a member can make, Bay Gulf Credit Union along with the experienced staff of CU Members Mortgage are ready to meet your home financing needs.
Home Equity Loan Programs
Home Equity Loans
Cash Out Refinancing/Debt Consolidation Loans
Bay Gulf Credit Union grants loans in accordance with all applicable federal and state regulations, including the Equal Credit Opportunity Act and Fair Credit Reporting Act, and Board-approved loan policies. All rates, terms, and conditions are subject to change at any time.
Loans granted to members for any purpose, including those for the purpose of purchasing, improving, or repairing a dwelling, are considered without regard to race, religion, color, sex, or national origin.