Smooth sailing can hit rough waters without warning and in an instant. Our Florida Insurance products help ensure that you are not left stranded in a time of need. Bay Gulf Credit Union through its wholly-owned subsidiary, Advantages in Membership, Inc., offers the following insurance products you may need to weather any storm:
Personal Insurance Lines: Accidental Death & Dismemberment - Dental - Life - Long Term Care - Vision
Property & Casualty Insurance: Auto - Boat - Homeowners - Motorcycle - RV
PERSONAL INSURANCE PRODUCTS
Dental Coverage - Dental coverage is available to Bay Gulf Credit Union members residing in the State of Florida and is designed to provide you and your family with comprehensive coverage at a competitive price. Dental coverage is offered through Humana-CompBenefits, which offers a large network and numerous benefits including 100% coverage for routine cleanings, x-rays, oral exams, and local anesthesia, plus savings on orthodontic care.
Listed below is additional information for your review at your convenience.
If you would like to enroll in the Bay Gulf Credit Union Dental program, please follow the enrollment instructions listed on the enrollment application. If you have any enrollment or coverage questions, or would like to an enrollment package mailed to you, please contact Aaron Weinstock at 813-205-4228, or by e-mail at aweinstock@baygulf.com
Group Term Life Insurance - Advantages In Membership, Inc. (Bay Gulf Credit Union's wholly/owned subsidiary) has partnered with LifeHelp Insurance Adminstrative Services to offer the following term life insurance programs to members of Bay Gulf Credit Union and their families.
Long Term Care Insurance - There is a 50/50 chance you will need some form of long term care during your lifetime. This Tampa insurance program provides funding for nursing home stays, assisted living facilities, and home health care visits not covered by Medicare.
Accidental Death & Dismemberment Insurance - Bay Gulf Credit Union is proud to offer up to $1,000 of Accidental Death and Dismemberment (AD&D) Insurance at no-cost to our members and the ability to purchase up to $300,000 of additional coverage.
AD&D insurance provides coverage in the event of a loss of life, limb, sight, speech, or hearing due to a covered accident. This coverage pays on top of other insurance policies, benefit doubles if loss of life occurs when traveling by common carrier, and Acceptance is Guaranteed - there are no medical exams or health questionnaires to answer.
Simply click here or on the AD&D banner link to learn more about this coverage and begin the enrollment process. Once enrolled, you will receive a personalized Insurance Coverage Document in the mail, keep this document with your other important papers as it is your evidence of insurance.
Enjoy the benefit of the added security this AD&D insurance can provide you.
PROPERTY INSURANCE POLICIES
Auto, Boat, Homeowner, Motorcycle and RV insurance products are offered to individuals residing in the state of Florida through Members Mutual of Florida, an independent agency offering competitive pricing.
For a free no-obligation quote or to receive additional information, please contact Terri Johnson with Members Mutual of Florida at 813-383-2327, by e-mail terri@membersmutual.com , or click here to visit the Member's Mutual of Florida website.
These products are offerings for insurance, are not deposits, an obligation of, or guaranteed by Bay Gulf Credit Union, and are not insured by NCUA.